ERC-3643 Token Standard

ERC-3643 Vault Standard

ERC-3643 lets Raze issue vault tokens that can only be held and transferred by eligible, verified investors.

That matters because Raze vaults are not just normal crypto tokens. They represent exposure to real-world asset strategies, fund interests, notes, or other regulated/private offerings. So the tokens need built-in rules around who can buy, hold, transfer, redeem, and participate.

Here’s the clean explanation:

How Raze uses ERC-3643 for vaults

Raze uses the ERC-3643 standard to create permissioned vault tokens. Each vault token represents a compliant digital position in a real-world asset opportunity, such as private credit, trade finance, commodities, or other yield-generating assets.

Unlike a normal ERC-20 token, an ERC-3643 token includes built-in compliance controls. That means the token can check whether an investor is approved before allowing them to receive or transfer the asset.

What this enables

When an investor wants to participate in a Raze vault, they go through the required onboarding process first, which may include:

KYC verification
Accreditation or eligibility checks
Jurisdiction checks
Investor approval
Wallet whitelisting
Offering-specific compliance rules

Once approved, the investor’s wallet can be permitted to interact with the vault. The ERC-3643 token then helps enforce those rules at the token level.

Why this matters

The key benefit is that compliance is not just handled off-chain in documents or spreadsheets. It is also reflected in the token itself.

So instead of creating a token that can freely move to anyone, Raze can issue a vault token that says:

“This token can only be transferred to wallets that meet the required compliance conditions.”

That makes ERC-3643 useful for real-world asset tokenization because it helps bridge traditional securities-style compliance with blockchain-based ownership and settlement.